Individual/Family Life & Health Insurance
We offer sound solutions to protect your health and finances, such as health, Medicare, travel, short-term medical, dental, long-term care insurance, life and disability.
Health Insurance
Open Enrollment in or outside the Exchange is November 1, 2020 to December 15, 2020, but some exceptions may apply if you have a qualifying event.
The majority of Americans under age 65 have access to group health coverage through their employer. If you don’t have employer-provided coverage, we can help. We offer a wide selection of individual health insurance plans to cover individuals and their families. Get A Quote.
Medicare Plan
Seniors today face a wide array of health plan choices. Medicare covers many of your health care needs. Today’s Medicare is working with private companies approved by Medicare that provide different ways to get your health care and prescription drug coverage in the Medicare Program. The Medicare plan that you choose affects many things like cost, benefits, doctor choice, convenience, and quality. Read more or Request A Quote
Travel Insurance
Travel insurance through IMG provides individuals with insurance specific to medical and emergency needs while traveling. Travel insurance can include emergency medical care, lost or delayed luggage, canceled trips and disaster coverage. It’s important to review the policy, get coverage that applies to the type of travel you’re doing and ensure that your personal and financial information is secure. Get a Quote
Long Term Care
Most individuals are covered by health insurance programs that pay the cost of medical care if they become sick or have an accident. Unfortunately, except in rare instances, these health plans do not cover the cost of custodial care when someone does not have an acute medical condition but still requires assistance with their activities of daily living (dressing, bathing, cooking, etc).
Long Term Care Insurance is designed to cover expenses associated with this custodial care. Depending upon the plan purchased, these expenses can include the cost to have someone assist you in your own home or the cost of a nursing home or an assisted living facility. Read more or Request A Quote
Dental Insurance
Dental insurance encourages preventive dental care, which saves an estimated $4 for every $1 spent by eliminating the need for expensive, invasive and painful procedures. Some insurers offer dental coverage as an add-on to individual and family medical plans, but you can also buy stand-alone dental insurance. Read more
Life and Disability
The R. L. Evans Company works with a number of life and disability insurance companies. This enables us to find quality, comprehensive coverage at the most competitive rates. Our experienced agents can assist you in determining both the amount and type of coverage that will meet your needs. Request A Quote
Health Care Reform
How does Healthcare Reform impact you? Read more